Sent off the letter to NW cards yesterday and the extra cheque today. No hay mal que por bien no venga - on the way to Canning Town I decide to drop in to The Place and luckily happened to arrive at a time when Mathew Butcher was free. Lucky me!
Wednesday, May 11, 2011
Saturday, May 7, 2011
Money Advice Liaison Group Links
http://www.malg.org.uk/links.html
These are links to some free to client organisations concerned with money advice. Click on their names to view their respective web sites:
Some Useful Links
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Money Advice Liaison Group & mental health
http://www.malg.org.uk/dmhdocslist.html
These voluntary Guidelines (Edition 1 November 2007 and Edition 2 November 2009) indicate good practice in the treatment of individuals with debt and mental health problems and deal with best practice in the management of debt when a consumer is already in financial difficulty.
This document was produced to both advertise and explain the purpose behind the publication of the 2nd edition of the Debt & Mental Health Good Practice Awareness Guidelines in November 2009.
A significant number of the Debt & Mental Health Good Practice Awareness Guidelines deal with collecting evidence to help demonstrate the impact of consumers’ mental health problems on their capacity to deal with debt issues.
This Form, along with the DMHEF Consent Form, is a tool that will enable money advisers and creditors to request clear, relevant and comprehensive information in a standard format from health and social care professionals, as appropriate to each given situation.
This is the form that a patient will be asked to sign in order to provide consent for their health or social care professional to complete the Debt & Mental Health Evidence Form on their behalf and for the information to be passed to their adviser and subsequently to their various creditors.
This document provides guidance for advisers and creditors on the use of the Debt and Mental Health Evidence Form (DMHEF) in the format of Frequently Asked Questions (FAQs), and there is also a flowchart for advisers to assist them in the use of the form.
The purpose of this is fully explained in the Adviser Flowchart. The Instruction Slip tells the client how to complete and return an optional personal statement (see Step 10 of Flowchart).
This document was produced to both advertise and explain the purpose behind the publication of the redesigned Debt & Mental Health Evidence Form and Consent Form in July 2009.
This flowchart, although also included in the Guidance for advisers and creditors to support the use of the DMHEF, is designed to assist advisers in understanding the process they should adopt when dealing with the DMHEF and Consent Form on behalf of their client.
A pocket guide for health and social care professionals on working with people who are experiencing debt and mental health problems.
This explanation of relevant mental health terms was produced by the North East London Mental Health Trust and the East London and The City Mental Health Trust.
This document provides a list of websites that offer information regarding a range of mental health organisations and other resources.
This document is aimed at providers of NHS Primary Care. It provides useful information regarding the relationship between debt and mental health problems and makes suggestions about how to put patients in touch with relevant sources of assistance.
Debt and mental health (money advioce trust)
http://www.moneyadvicetrust.org/content.asp?ssid=68
PRESS RELEASE
PRESS RELEASE
8th October 2009
HALF OF ADULTS IN DEBT MAY HAVE A MENTAL HEALTH PROBLEM – NEW REPORT OUT TODAY.
New research published today states that one in two British adults in debt may also have a mental health problem.
A literature review which has been endorsed by Stephen Fry and Alastair Campbell was published by The Royal College of Psychiatrists and Rethink, funded by the Money Advice Trust and the Finance & Leasing Association.
Professor Dinesh Bhugra, President of the Royal College of Psychiatrists, said: “The economic downturn will impact on the UK's mental health. All political action at this time is important.”
“Research and clinical experience tells us that the more debts people have, the more likely they are to have a mental health problem.Health and social care professionals are well placed to help their patients during these difficult times.”
Joanna Elson Chief Executive of the Money Advice Trust stated “Half of adults in debt may have a mental health problem. The findings of today’s report illustrates the vital role the advice sector has in ensuring that vulnerable clients are able to access appropriate sources of advice and support”.
Stephen Sklaroff, Director General of the Finance & Leasing Association, stated “One in four adults with a mental illness also report having unmanageable debt. Our Lending Code requires finance companies to take this into consideration when dealing with their customers. This is an important feature of responsible lending. We hope that the recommendations included in today’s report will encourage other business sectors to follow our best practice example when working with people who may have mental health problems.”
Adam has bipolar disorder and has spoken about his experiences of debt and mental health. "Through my experience of the health care services I think it’s crucial that health care professionals are able to help get to underlying debt problems. If I had been correctly diagnosed when I first made contact with my GP and referred to a free independent debt advice charity, I would have found the situation much easier to cope with. Having access to independent free advice would have alleviated my fears of bailiffs and the situation could have been resolved much earlier." (please see notes to editors for further details)
Paul Corry, director of public affairs at the mental health charity Rethink, said: “People with mental health problems sometimes have particular issues with money as a result of their illness. Those who are working may lose their jobs suddenly if they become unwell, while others who live on state benefits may not have the funds available to cover one off costs.A quarter of people who have a mental illness will be in debt.
“Financial difficulties can trigger or exacerbate mental illness and tough economic climates tend to result in increased demand for mental health services. During the current recession, Rethink has seen an increase in referrals to its services due to debt and financial matters.
“If someone is slipping into debt they should seek help as soon as possible. We have a debt specialist on hand to provide information via Rethink’s advice line.”
Strategist and communications expert Alastair Campbell, Mind champion of the year, also supports today’s research “One in four of us will directly experience mental illness during our lifetime. For many, those problems are exacerbated by financial problems, sometimes in part caused by the mental health problems. It cannot be entirely a coincidence that the word depression has an economic as well as a health meaning. According to Credit Action,personal debt in the UK stands at £1,457bn. This report emphasizes the need for all the relevant agencies to work together to ensure that both mental health and financial difficulties are identified so appropriate support can be provided”.
Comedian and writer Stephen Fry applauds MAT’s research. “My own bipolar condition has caused me to go on many giddy spending sprees so I have first-hand experience of the difficulties of debt brought on by poor mental health. I fully support the new research in this area and the recommendations which have been made to both the health care and the financial services sectors. An understanding of the relationship between mental health and unmanageable debt should ensure that appropriate advice and support is provided to those who need it”.
To view the literature review published today at the following links;
and
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